The Importance of Travel Insurance
When planning a trip, whether it’s a short vacation or an extended journey, travel insurance should be a top priority. It provides peace of mind and financial protection against a wide range of risks that can arise during travel. It is especially important when booking your Belloise Realty Vacation Rental, as all reservations are non-refundable.
No refunds or reimbursements are considered for any reason. This includes sickness, travel delays, changes in plans, and hurricanes. Travel insurance is there to protect your reservation funds, so if you need to cancel or can’t make your trip, you won’t lose your money!
Belloise Realty has partnered with Red Sky’s Sun Trip Preserver to offer a great value in comprehensive travel insurance coverage.
Sun Trip Preserver Highlights
- Up to $100,000 reimbursement for rental costs
- $200 per day ($750 maximum) for expenses related to trip delay such as hotel accommodations
- Emergency medical expense and emergency medical evacuation coverage
- $1,000 baggage delay coverage
Trip Preserver may reimburse for cancellation or interruption due to
- Events prompted by a named hurricane or other natural disaster
- Your destination vacation home is rendered uninhabitable by a natural disaster
- Your primary residence or your traveling companion’s primary residence is rendered uninhabitable by a natural disaster
- Sickness, injury or death of you, a family member, a traveling companion or a service animal
Benefits of Travel Insurance
Medical Emergencies
One of the primary reasons to have travel insurance is to cover medical emergencies. Having travel insurance ensures that you can receive timely and adequate medical treatment without worrying about exorbitant medical bills.
Trip Cancellation or Interruption
Sometimes, unforeseen events may force you to cancel your trip. Travel insurance can help recover the non-refundable expenses you incurred, such as flight tickets, accommodation, or tour fees.
Lost or Delayed Baggage
Most travel insurance policies cover the loss, theft, or damage of personal belongings, including baggage. Some policies also provide reimbursement for essential items purchased due to baggage delays.
Emergency Assistance and Travel Support
Travel insurance provides access to 24/7 emergency assistance services. If you find yourself in a difficult situation while traveling, your travel insurance provider can offer valuable guidance and support.
Peace of Mind
Perhaps the most significant advantage of travel insurance is the peace of mind it brings. Knowing that you are protected against unforeseen events allows you to fully enjoy your trip.
Frequently Asked Questions
How much does travel insurance cost?
Our travel insurance is offered through Red Sky’s Trip Preserver. The cost is 7.75% of your reservation total and can be purchased at your time of booking. If you decide later, you must purchase before your final payment and 60 days prior to your arrival.
What if I get COVID before or during my trip?
If you are filing a medical expense claim or a trip cancellation/interruption claim due to a medical situation, you will need to obtain a written statement from your physician.
What happens if a hurricane hits?
The Trip Preserver plan may protect you by providing reimbursement for pre-paid, non-refundable trip deposits in the event the trip is cancelled or interrupted due to a mandatory evacuation caused by a named hurricane or other natural disaster.
If you choose to not occupy a property because of a voluntary evacuation, you will not receive a refund. Only mandatory evacuations are covered.
Note: Travel insurance must have been purchased before a weather event became foreseeable to be eligible for coverage.
When is the best time to purchase travel insurance?
The best time to purchase the plan is when you make your initial trip deposit. To qualify for the pre-existing conditions exclusion waiver, the plan must be purchased within 21 days of your initial trip deposit.
Where can I find information about filing a claim?
All claims forms are available online at trippreserver.com. If you need further information please call Trip Preserver at 1-866-889-7409.
