Belle Harbor

Clearwater Beach Condo Building Guide

About Belle Harbor

Marina-district towers at the gateway to Clearwater Beach — water views across the harbor and everything on the island within walking distance.

Belle Harbor stands where the causeway meets the island, in Clearwater Beach's marina district. Instead of direct Gulf frontage, it offers something many owners come to prefer: protected harbor and Intracoastal views over the marina, sunrise light, and a location that walks equally well to the beach, Pier 60, and the restaurants of Mandalay Avenue.

The building's 2000s-era construction puts it in a sweet spot — modern enough for contemporary systems and layouts, established enough to have a long track record. It draws a mix of full-time residents, seasonal owners, and boaters who want the marina at their doorstep.

The Quick Read on Belle Harbor

Location
Marina district at the island gateway
Property type
Mid-2000s condominium towers
Setting
Harbor and Intracoastal-facing
Character
Boater-friendly, walkable, residential
Best for
Full-time residents, boaters, walkability seekers
Rental outlook
Rules have evolved over time — get the current policy from us before underwriting income

Living at Belle Harbor

Coffee overlooking the marina, a five-minute walk to put your feet in the Gulf, and boat access that Gulf-front towers can't offer. The location shortcut: everything Clearwater Beach does, one address does it all from.

Before you buy here

Harbor-side buildings price differently from Gulf-front ones, and the spread moves with the market. We'll show you the comps both ways so you understand exactly what the view premium — or discount — is buying you. For the framework, read our Condo Buyer's Guide and Flood Zones 101.

Recent recorded sales at Belle Harbor

10 qualified sales recorded in the last 12 months. Below are the most recent, straight from the county record.

AddressLiving sq ftSoldPricePrice / sq ft
521 Mandalay Ave #1104 1,348 Jun 25, 2026 $1,175,000 $872
505 Mandalay Ave #62 1,619 May 26, 2026 $989,000 $611
525 Mandalay Ave #33 2,530 Apr 9, 2026 $1,555,000 $615
521 Mandalay Ave #1210 3,426 Mar 7, 2026 $3,150,000 $919
521 Mandalay Ave #307 1,742 Mar 2, 2026 $1,500,000 $861
521 Mandalay Ave #907 1,742 Feb 3, 2026 $1,395,000 $801
505 Mandalay Ave #75 1,619 Jan 16, 2026 $1,200,000 $741
521 Mandalay Ave #701 1,870 Dec 5, 2025 $1,750,000 $936
521 Mandalay Ave #1101 1,870 Nov 11, 2025 $1,650,000 $882
521 Mandalay Ave #1105 1,547 Oct 20, 2025 $1,300,000 $840
521 Mandalay Ave #604 1,348 Oct 1, 2025 $850,000 $631
521 Mandalay Ave #307 1,742 Aug 26, 2025 $1,050,000 $603

Source: Pinellas County Property Appraiser, qualified (arm's-length) sales, county data as of October 5, 2026. Living area is the county's figure; price per sq ft is the recorded price divided by it. Recent sales can take a few weeks to appear in the county record. Thinking of selling here? Look up your unit.

Flood zone and evacuation level at Belle Harbor

FEMA flood zone
  • Zone AE: 1% annual chance flood area, base flood elevation 9 and 10 ft (NAVD 88)
Hurricane evacuation
Level A

Part or all of this property's land is in FEMA's Special Flood Hazard Area. Lenders making federally backed mortgages require flood insurance on buildings in that area. Read Flood Zones 101 for what that means for a purchase.

Flood zones are FEMA's for the land parcel (for a condo, the whole complex), from the effective Flood Insurance Rate Map for Pinellas County (August 24, 2021, with later FEMA revisions) as published by Pinellas County, checked against FEMA's national flood layer. Zones touching under 1% of the parcel are left out. Flood insurance is rated on the building's own zone and elevation, which an elevation certificate confirms. Evacuation level is from the Pinellas County Property Appraiser record and matches Pinellas County Emergency Management's Know Your Zone map.

Buildings Buyers Also Consider

Browse all building guides or read the full Clearwater Beach neighborhood guide.

Interested in Belle Harbor?

We'll pull the current listings, recent closed sales, and the building's rental and inspection picture so you can decide with the full file in front of you.

Photo: Evan Nichols, CC BY 3.0, via Wikimedia Commons